Development of Advance Digital Mobile Wallet

Nowadays whole world is moving to era of digitalization. The Drastic digitalization over the past few decades has indubitably affected almost every field of life. Cashless economy is also one of them. Robust technologies made it easy and reliable to transact digitally. However, compulsion of good network deprives many of common mass to be digital. In our scheme, we are proposing an advance mobile payment system in which we are integrating various functionalities of digital transactions, where one can securely make payments online as well as offline in case of unavailability of network. This wallet may also be used in online payments. With the help of proposed system, proximity and distant transactions may be bring down at ground level. NFC (near field communication) technology enables simple and safe bidirectional interaction between two devices, which will be basic key to offline transaction. For online transaction we will use payment gateway such we can also make distant transactions.